An uninsured motorist claim arises when a negligent third party does not have insurance coverage to cover the claimant’s damages. Similarly, an underinsured motorist claim arises when there is not adequate insurance limits to cover the claimant’s damages. In an uninsured/underinsured motorist claim, a claimant makes the claim directly against their own insurance carrier. This may be done by filing a claim with the carrier or making a demand for arbitration when the carrier does not cooperate.
Uninsured motorist claims are different than third party claims, such that, an insurance company owes an affirmative duty to effectuate settlement by offering and accepting reasonable offers. Moreover, an insurance carrier is obligated under the covenant of good faith and fair dealing not to unreasonably delay or withhold payments of benefits. Mr. Akhavan’s experience and intricate knowledge of the applicable insurance codes and case law has helped him net numerous claimant’s the policy limits under their policy.
Most insurance companies offer this type of coverage as an add-on, so be cautious when shopping around for auto insurance. If you have been injured in an auto accident and the other driver is uninsured, make sure to hire an experienced attorney to handle your uninsured motorist claim and to ensure that you are fairly compensated for your injuries. Contact a Los Angeles Uninsured Motorist Attorney today.